In this course, you’ll learn the foundational theories behind robo-advising, crowdfunding, and marketplace lending, and how to apply these theories to optimize your investments. Professor David Musto of the Wharton School has designed this course to help you gain a practical understanding of the theoretical frameworks of Modern Portfolio Theory and Financial Technology. You’ll learn how to apply the ideas behind robo-advising and crowdfunding to better assess and leverage a more optimized portfolio while managing risks. You’ll also explore the current consumer credit landscape and learn how to utilize financial technologies in your business. You’ll analyze real-life examples by studying the cases of Square and CommonBond. By the end of this course, you’ll have honed your skills in calculating risks and returns in robo-advising and crowdfunding, and be able to assess the value of marketplace lending to achieve better returns on your investments. No prerequisites are required for this course, although "Fintech: Foundations, Payments, and Regulations" and "Cryptocurrency and Blockchain: An Introduction to Digital Currencies" from Wharton's Fintech Specialization are recommended.
MV
This course provided an excellent overview of how the platforms work and what influences lenders credit making decisions.
KV
Offered insights on a variety of topics and has informed my thinking about applications of FinTech
BD
Covers the breadth of the emerging fintech industry well, but specific details or references to algorithms and techniques used in each of these sectors would have been interesting.
JG
This course provided me with a strong understanding of how lending works and how technology is being used to add opportunities for both lenders and borrowers,
PT
Useful knowledge for beginners, who start to study about financeThe teaching skills of the lecturer is not quite good.
DS
Very good in depth analysis of the concepts. very easy to understand delivery by Prof Gusto
RL
Very interesting, really enjoyed it - especially the relevant and up to date business cases. thank you
RR
The course dives into the different ways of obtaining and providing funding in today's financial scene, it not only provides an overview but also addresses the challenges in this space.
PG
Decent overview of the market, but still suffering from a very US-centric approach which disregards the importance of non-student loans in non-US lending
JA
I learned a lot of insights especially in crowdfunding and lending. I highly recommend this course.
PM
Very informative course, with good examples. I particularly enjoyed the video of the Square executive. I just wish David Mutso's signature was somewhat legible on the course certificate.
CH
Though material is tough and difficult, I received excellent teaching from rated #1 professor! THANK YOU VERY UCH.
Showing: 20 of 84
Instructors and language used in this course was not up to the mark, the explanation to concepts was very round about and not direct. Concepts could have been explained better in simpler sentences.
Weakest course in the Specialisation. Incorrect usage of multi choice scoring.
Some modules are extremely localized to US reality
The course greatly covers the foudamentals of Fintech as related to lending, crowdfunding, modern investment and thier disruptive aspects in the financial industry. Topics are well presented and discussed with an ease of naratives and communications. The case presentations at the end of the course provide solid evidence of FinTech processes, its architecture, applications, successses, and future. I recommend the course to other who want to get into the field or simply get the good understatnding of the subject.
As an engineer with no background in banking I found this course excellent, because it allowed me to understand many of the things that take place from the time we file for a loan until the time that we get it. Also the many fascinating aspect that FinTech can bring to the whole process from origination to expediting the revenue generation. And it gives me some ideas on how I can figure out ways to finance some of my ideas to produce successful products and services, with a strong social benefit in mind.
Very useful insights with background clearly explained,, and governance aspects clarified. Will be helpful if non-US examples and framework - especially in Asia & Europe, Australia are covered too as the course seems to be focused purely on the US market
Awesome course! I had the opportunity to learn the significance of crowdfunding and how it relates to financial technology.
Great Introductory course. Loved it!!!
This course on Crowdfunding is taught by Professor Dr. David Musto, Chair of the Finance Department at Wharton School. The professor is very clear and to the point. He makes sure his lectures are not confusing and not too technical for a non-finance/non-math major. His objective is to clarify the basics and underlying scope of the crowdfunding sector. The subject is interesting and the faculty is outstanding.
Excellent course from an erudite Professor. Some of the details like how the Jobs Act influenced crowdfunding, how the consumer lending sector is ripe for disruption through Fintech, are very useful. However, another sector which could find mention in this list is the education industry. Coursera and Edtech are also fintechs in a sense and India has its youngest billionaire from a very similar startup.
Good Day
I sincerely and humbly thank you for this opportunity .
Thanks and Warm Regards.
ABHIJIT SENGUPTA
Portfolio URL :
https://about.me/abhijitsengupta
Website : www.pactolianconsulting.com
E - Mail : abhijit@pactolianconsulting.com
Kolkata , India
Skype : abhijit.sengupta357
Ph. : + 91 33 25907110
Cell : + 91 9163863607
Whatsapp : + 91 8017648297
+ 91 6290750012
Valuable in terms of knowledge imparted with inclusion & upsurgence of tech in finance domains (where it overlaps with several parts of finance, economy and market value).
This is & will be an observance and finds prevalence from technology and finance point of view.
Very nicely done by the Instructor. Just the correct amount of rigor for a course like this.
Easier that this would have made it too elementary and if it had been too rigorous it would have been discouraging for someone just looking for a better understanding
After successful completion of this course , I feel more confident in dealing with disruptions that the FinTech is bringing in the traditional financial serv ices sector . Thank you Coursera and the instructors for this excellent course.
This was a well presented and researched course giving an overview of the lending/crowdfunding/robo-advisory space. As part of the specialisation it serves its role well...not sure if it has that much value as a single course.
This course really guides the candidate towards Lending, Crowdfunding, and Modern Investing methods and techniques. All the videos and examples are stimulating and motivates the candidates.. A well-designed course.
Very informative course, with good examples. I particularly enjoyed the video of the Square executive. I just wish David Mutso's signature was somewhat legible on the course certificate.
Prof Musto is a great instructor. Really enjoyed his interesting examples and engaging method of teaching. I liked the fact that he focused on concepts more than data and key terms.
This course provided me with a strong understanding of how lending works and how technology is being used to add opportunities for both lenders and borrowers,
Very interesting Course concerning Lending, Crowdfunding and Investing including many examples, latest trends, etc. Excellent Instructor!!!